It is generally not related to the exact text of the company. In the Themes tab, themes (z.B. “Personal Data” or “Guarantee”) are listed with brief notes from some companies on aspects of the topic. Failure to comply with insurance conditions may be an offence. Insurance hires you and your insurer. An insurer is required to pay a guaranteed fee. If the insurer resigns to this obligation, you can sue the insurer for default. When a obligation comes into effect, contracts arise on the basis of a commitment from one of the parties. To be legally binding as a treaty, a promise must be exchanged for an appropriate consideration. There are two different theories or definitions of consideration: the theory of bargains of consideration and the theory of utility-detriment of consideration. In 2011, George Hotz and others [who?] were sued by Sony Corporation.